Business financing
SBA Loans
Government-backed financing with long terms and strong leverage — for business owners whose documentation is in order.
Real estate investment financing is our primary specialty. Through selected lending partners and capital providers, Zion Noah Capital may also help eligible businesses explore equipment financing, working capital, business lines of credit, and SBA-backed financing options. We are not an SBA-approved or direct lender. We help eligible businesses connect with participating lenders that offer SBA-backed financing.
Program terms
What this financing looks like
Backed By
U.S. Small Business Administration
Common Uses
Acquisition, expansion, owner-occupied CRE
Documentation
Full financials and tax returns required
Timeline
Longer than private lending — plan ahead
Eligibility for SBA-backed financing depends on the borrower, the business, and the participating lender's underwriting criteria. Documentation requirements are extensive and timeframes are typically longer than private or bridge lending. Zion Noah Capital does not guarantee approval, terms, or funding — all decisions are made by the participating lender.
Foundation first
SBA rewards clean structure.
SBA lending is documentation-heavy. Entity paperwork, operating agreements, EIN records, and financials all get scrutinized. This is exactly the work we do before any application goes out the door.
- Entity formation and operating agreement review
- EIN and business documentation cleanup
- Owner-occupied commercial real estate purchases
- Business acquisition and expansion capital
Think SBA might be your path?
Tell us about your business and what you're financing. We'll tell you honestly whether SBA is the right route — or whether something faster fits better.