Refinance & portfolio
Refinance & Portfolio Loans
Pull equity out of what you already own, or consolidate multiple properties into a single blanket loan.
Program terms
What these loans look like
Cash-Out LTV
Typically up to 75% cash-out
Qualification
Property income and equity
Portfolio Loans
Multiple properties, one loan
Interest Rates
Contact us for current rates
Credit Score
620+
LLC Eligible
Yes
Income Docs Required
No (DSCR programs)
Close In
15–25 days
Displayed ranges reflect typical lending-partner programs and are provided for general informational purposes only. They are not an offer of credit or commitment to lend. Final terms depend on the borrower, property, loan purpose, lender underwriting, verification, and current program availability. Last reviewed 2026-08-28.
What this unlocks
Your equity is capital that isn't working yet.
Most of the deals we fund are cash-out refinances. Investors who have built equity — sometimes without realizing how much — use it to rehab vacant units, catch up on obligations, and acquire the next property.
Two of our largest closings, $325,000 and $275,000, were cash-out refinances for owners with serious credit challenges. Both required fixing entity structure and property titling before a lender would look at the file.
- Cash-out refinance on a single rental or small multifamily
- Blanket portfolio loans across multiple properties
- Rate-and-term refinance out of expensive short-term debt
- Exiting a fix-and-flip loan into permanent rental financing
Sitting on equity you haven't used?
Send us your property list and rough values. We'll tell you what you can pull out and what it would take to get there.