Fix & flip financing
Fix and Flip Loans for Real Estate Investors
Short-term financing to purchase, renovate, and resell investment properties — evaluated on the deal, not your paycheck.
Program terms
What these loans look like
Interest Rates
10–13%
Loan-to-Value
Up to 90% of purchase price
Credit Score
620+
Rehab Funding
Up to 100% (draw-based)
Close In
7–21 days
Income Docs Required
No
LLC Eligible
Yes
Displayed ranges reflect typical lending-partner programs and are provided for general informational purposes only. They are not an offer of credit or commitment to lend. Final terms depend on the borrower, property, loan purpose, lender underwriting, verification, and current program availability. Last reviewed 2026-08-28.
Common uses
What investors use fix & flip capital for
- Purchasing distressed or under-market single-family and small multifamily properties
- Funding a full renovation through scheduled draws as work is completed
- Moving quickly on auction, wholesale, and off-market opportunities
- Fix-to-rent (BRRRR) projects that refinance into a long-term DSCR loan
- Finishing a stalled renovation another lender walked away from
The broker advantage
Why Work With a Broker?
When you go direct to a single fix-and-flip lender, you get one set of terms. Take it or leave it. We compare your deal against suitable programs across our lender network. With your authorization, we help place the file with the capital source that appears to fit the transaction.
That means better rates, better LTVs, and terms that actually fit your deal. And because we specialize exclusively in real estate investment financing, we know which lenders are the right fit for your experience level, your market, and your project scope.
New to flipping? We know which lenders work with first-timers. Experienced investor? We know who gives the best terms to seasoned borrowers.
FAQs
Fix & flip questions
Have a flip under contract?
Send us the address, the numbers, and your renovation scope. We'll bring it to our network and come back with real options — no upfront fees, no hard credit pull.